/* Privacy Policy Hero */
.privacy-hero {
  padding: 120px 0 80px;
  background: linear-gradient(135deg, #001a33 0%, #003366 100%);
  position: relative;
  overflow: hidden;
}

.privacy-hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background:
    radial-gradient(circle at 20% 30%, rgba(0, 102, 255, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 80% 70%, rgba(51, 153, 255, 0.1) 0%, transparent 50%);
  pointer-events: none;
}

.privacy-hero-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
  color: white;
}

.privacy-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  color: #4d94ff;
  padding: 10px 24px;
  border-radius: 50px;
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 2rem;
  border: 1px solid rgba(77, 148, 255, 0.3);
}

.privacy-hero-title {
  font-size: 3.5rem;
  font-weight: 800;
  color: white;
  margin-bottom: 1.5rem;
  line-height: 1.1;
  letter-spacing: -0.5px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.privacy-hero-description {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.2rem;
  line-height: 1.6;
  margin-bottom: 3rem;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.privacy-hero-meta {
  display: flex;
  justify-content: center;
  gap: 30px;
  flex-wrap: wrap;
}

.privacy-meta-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
}

.privacy-meta-item i {
  color: #4d94ff;
}

/* Privacy Content Layout */
.privacy-content {
  padding: 80px 0;
  background: var(--white);
}

.privacy-wrapper {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 60px;
  position: relative;
}

/* Table of Contents */
.privacy-toc-sticky {
  position: sticky;
  top: 100px;
}

.privacy-toc-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.privacy-toc-nav {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 30px;
}

.privacy-toc-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  color: var(--text-light);
  text-decoration: none;
  border-radius: 8px;
  transition: var(--transition);
  font-size: 0.95rem;
  border-left: 3px solid transparent;
}

.privacy-toc-link:hover {
  background: var(--light-blue);
  color: var(--primary-blue);
  border-left-color: var(--primary-blue);
}

.privacy-toc-link.active {
  background: var(--light-blue);
  color: var(--primary-blue);
  font-weight: 600;
  border-left-color: var(--primary-blue);
}

.privacy-toc-link i {
  width: 20px;
  text-align: center;
  font-size: 0.9rem;
}

.privacy-download-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--primary-blue);
  color: white;
  padding: 14px 24px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  width: 100%;
  justify-content: center;
}

.privacy-download-btn:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* Main Content */
.privacy-section {
  margin-bottom: 60px;
  scroll-margin-top: 20px;
}

.privacy-section-header {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 30px;
  padding-bottom: 15px;
  border-bottom: 2px solid var(--light-blue);
}

.privacy-section-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary-blue);
  opacity: 0.3;
}

.privacy-section-title {
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-dark);
  margin: 0;
}

.privacy-section-content {
  color: var(--text-dark);
  line-height: 1.7;
}

.privacy-section-content h3 {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-dark);
  margin: 30px 0 15px;
}

.privacy-section-content h4 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text-dark);
  margin: 25px 0 10px;
}

/* Lists */
.privacy-list {
  list-style: none;
  padding-left: 0;
  margin: 20px 0;
}

.privacy-list li {
  padding: 8px 0 8px 24px;
  position: relative;
  color: var(--text-dark);
}

.privacy-list li:before {
  content: "•";
  color: var(--primary-blue);
  font-weight: bold;
  position: absolute;
  left: 8px;
}

/* Notes */
.privacy-note {
  display: flex;
  gap: 15px;
  padding: 20px;
  background: var(--light-blue);
  border-radius: 12px;
  margin: 25px 0;
  align-items: flex-start;
  border-left: 4px solid var(--primary-blue);
}

.privacy-note.warning {
  background: #fff8e6;
  border-left-color: #ffc107;
}

.privacy-note i {
  color: var(--primary-blue);
  font-size: 1.2rem;
  margin-top: 2px;
}

.privacy-note.warning i {
  color: #ffc107;
}

/* Categories */
.privacy-category {
  background: var(--gray-light);
  border-radius: 12px;
  padding: 25px;
  margin: 20px 0;
}

.privacy-category h3 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
}

.privacy-category h3 i {
  color: var(--primary-blue);
}

/* Use Cases Grid */
.privacy-use-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 30px 0;
}

.privacy-use-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  transition: var(--transition);
}

.privacy-use-card:hover {
  border-color: var(--primary-blue);
  transform: translateY(-5px);
  box-shadow: var(--shadow-sm);
}

.privacy-use-icon {
  width: 50px;
  height: 50px;
  background: var(--light-blue);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-blue);
  font-size: 1.3rem;
  margin-bottom: 15px;
}

/* Sharing Table */
.privacy-sharing-table {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.privacy-sharing-row {
  display: grid;
  grid-template-columns: 250px 1fr;
  border-bottom: 1px solid var(--gray-medium);
}

.privacy-sharing-row:last-child {
  border-bottom: none;
}

.privacy-sharing-party {
  padding: 20px;
  background: var(--gray-light);
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 600;
}

.privacy-sharing-party i {
  color: var(--primary-blue);
}

.privacy-sharing-purpose {
  padding: 20px;
  display: flex;
  align-items: center;
}

/* Security Features */
.privacy-security-features {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 20px;
  margin: 30px 0;
}

.privacy-security-card {
  text-align: center;
  padding: 25px;
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
}

.privacy-security-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--light-blue), #d1e7ff);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

/* Rights Grid */
.privacy-rights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 30px 0;
}

.privacy-right-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  transition: var(--transition);
}

.privacy-right-card:hover {
  border-color: var(--primary-blue);
  box-shadow: var(--shadow-sm);
}

.privacy-right-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
}

.privacy-right-card h4 i {
  color: var(--primary-blue);
}

.privacy-action-link {
  display: inline-block;
  margin-top: 15px;
  color: var(--primary-blue);
  font-weight: 600;
  text-decoration: none;
  font-size: 0.9rem;
}

.privacy-action-link:hover {
  text-decoration: underline;
}

/* Controls */
.privacy-controls {
  margin: 40px 0;
}

.privacy-control-options {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
}

.privacy-control-option {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  border-bottom: 1px solid var(--gray-medium);
}

.privacy-control-option:last-child {
  border-bottom: none;
}

.privacy-control-option i {
  color: var(--primary-blue);
  font-size: 1.3rem;
}

.privacy-control-btn {
  margin-left: auto;
  padding: 8px 20px;
  background: var(--primary-blue);
  color: white;
  border: none;
  border-radius: 6px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}

.privacy-control-btn:hover {
  background: var(--primary-dark);
}

/* Cookies Table */
.privacy-cookies-table {
  margin: 30px 0;
}

.privacy-cookie-category {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  margin-bottom: 15px;
}

.privacy-cookie-type {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  margin-right: 10px;
}

.privacy-cookie-type.essential {
  background: #ffebee;
  color: #d32f2f;
}

.privacy-cookie-type.functional {
  background: #e8f5e9;
  color: #388e3c;
}

.privacy-cookie-type.analytics {
  background: #e3f2fd;
  color: #1976d2;
}

.privacy-cookie-type.marketing {
  background: #fff3e0;
  color: #f57c00;
}

.privacy-cookie-example {
  display: block;
  font-size: 0.9rem;
  color: var(--text-light);
  margin-top: 5px;
}

/* Transfer Info */
.privacy-transfer-info {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 30px 0;
}

.privacy-transfer-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
}

.privacy-transfer-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
}

.privacy-transfer-card h4 i {
  color: var(--primary-blue);
}

/* Contact Info */
.privacy-contact-info {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 30px;
  margin: 40px 0;
}

.privacy-contact-card {
  text-align: center;
  padding: 30px;
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  transition: var(--transition);
}

.privacy-contact-card:hover {
  border-color: var(--primary-blue);
  transform: translateY(-5px);
  box-shadow: var(--shadow-sm);
}

.privacy-contact-icon {
  width: 60px;
  height: 60px;
  background: var(--light-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

.privacy-contact-card a {
  color: var(--primary-blue);
  text-decoration: none;
  font-weight: 600;
  display: block;
  margin: 10px 0;
}

.privacy-contact-card a:hover {
  text-decoration: underline;
}

address {
  font-style: normal;
  line-height: 1.6;
  color: var(--text-light);
}

/* Updates */
.privacy-updates {
  margin: 40px 0;
}

.privacy-version-history {
  background: var(--gray-light);
  border-radius: 12px;
  padding: 25px;
  margin-top: 20px;
}

.privacy-version-item {
  padding: 12px 0;
  border-bottom: 1px solid var(--gray-medium);
}

.privacy-version-item:last-child {
  border-bottom: none;
}

/* Footer */
.privacy-footer {
  margin-top: 60px;
  padding-top: 30px;
  border-top: 1px solid var(--gray-medium);
  text-align: center;
  color: var(--text-light);
}

.privacy-footer-links {
  display: flex;
  justify-content: center;
  gap: 30px;
  margin-top: 20px;
  flex-wrap: wrap;
}

.privacy-footer-links a {
  color: var(--primary-blue);
  text-decoration: none;
  font-weight: 500;
}

.privacy-footer-links a:hover {
  text-decoration: underline;
}

/* Responsive Design */
@media (max-width: 992px) {
  .privacy-wrapper {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .privacy-toc-sticky {
    position: static;
  }

  .privacy-toc-nav {
    flex-direction: row;
    flex-wrap: wrap;
  }

  .privacy-toc-link {
    flex: 1;
    min-width: 200px;
    justify-content: center;
    border-left: none;
    border-bottom: 3px solid transparent;
  }

  .privacy-toc-link.active,
  .privacy-toc-link:hover {
    border-left: none;
    border-bottom-color: var(--primary-blue);
  }
}

@media (max-width: 768px) {
  .privacy-hero {
    padding: 100px 0 60px;
  }

  .privacy-hero-title {
    font-size: 2.5rem;
  }

  .privacy-hero-meta {
    flex-direction: column;
    align-items: center;
    gap: 15px;
  }

  .privacy-section-title {
    font-size: 1.8rem;
  }

  .privacy-sharing-row {
    grid-template-columns: 1fr;
  }

  .privacy-sharing-party {
    border-bottom: 1px solid var(--gray-medium);
  }

  .privacy-control-option {
    flex-direction: column;
    text-align: center;
    gap: 15px;
  }

  .privacy-control-btn {
    margin-left: 0;
  }
}

@media (max-width: 576px) {
  .privacy-hero-title {
    font-size: 2rem;
  }

  .privacy-section-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .privacy-section-number {
    font-size: 2rem;
  }

  .privacy-use-grid,
  .privacy-rights-grid,
  .privacy-security-features,
  .privacy-contact-info {
    grid-template-columns: 1fr;
  }

  .privacy-footer-links {
    flex-direction: column;
    gap: 15px;
  }
}









/* Terms of Use Hero */
.terms-hero {
  padding: 120px 0 80px;
  background: linear-gradient(135deg, #001a33 0%, #003366 100%);
  position: relative;
  overflow: hidden;
}

.terms-hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background:
    radial-gradient(circle at 20% 30%, rgba(0, 102, 255, 0.15) 0%, transparent 50%),
    radial-gradient(circle at 80% 70%, rgba(51, 153, 255, 0.1) 0%, transparent 50%);
  pointer-events: none;
}

.terms-hero-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 1;
  color: white;
}

.terms-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  color: #4d94ff;
  padding: 10px 24px;
  border-radius: 50px;
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 2rem;
  border: 1px solid rgba(77, 148, 255, 0.3);
}

.terms-hero-title {
  font-size: 3.5rem;
  font-weight: 800;
  color: white;
  margin-bottom: 1.5rem;
  line-height: 1.1;
  letter-spacing: -0.5px;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
}

.terms-hero-description {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.2rem;
  line-height: 1.6;
  margin-bottom: 3rem;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.terms-hero-meta {
  display: flex;
  justify-content: center;
  gap: 30px;
  flex-wrap: wrap;
}

.terms-meta-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
}

.terms-meta-item i {
  color: #4d94ff;
}

/* Terms Content Layout */
.terms-content {
  padding: 80px 0;
  background: var(--white);
}

.terms-wrapper {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 60px;
  position: relative;
}

/* Navigation */
.terms-nav-sticky {
  position: sticky;
  top: 100px;
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  box-shadow: var(--shadow-sm);
}

.terms-nav-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 25px;
}

.terms-nav-header h3 {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin: 0;
}

.terms-nav-header h3 i {
  color: var(--primary-blue);
}

.terms-nav-toggle {
  display: none;
  background: var(--light-blue);
  border: 1px solid var(--gray-medium);
  border-radius: 6px;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  color: var(--primary-blue);
  cursor: pointer;
  transition: var(--transition);
}

.terms-nav-toggle:hover {
  background: var(--primary-blue);
  color: white;
}

.terms-nav-section {
  margin-bottom: 25px;
}

.terms-nav-section h4 {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-nav-menu {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.terms-nav-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  color: var(--text-dark);
  text-decoration: none;
  border-radius: 8px;
  transition: var(--transition);
  font-size: 0.95rem;
  border-left: 3px solid transparent;
}

.terms-nav-link:hover {
  background: var(--light-blue);
  color: var(--primary-blue);
  border-left-color: var(--primary-blue);
}

.terms-nav-link.active {
  background: var(--light-blue);
  color: var(--primary-blue);
  font-weight: 600;
  border-left-color: var(--primary-blue);
}

.terms-nav-link i {
  width: 20px;
  text-align: center;
  font-size: 0.9rem;
}

.terms-nav-actions {
  margin-top: 30px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.terms-download-btn,
.terms-print-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none;
  border: none;
}

.terms-download-btn {
  background: var(--primary-blue);
  color: white;
}

.terms-download-btn:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.terms-print-btn {
  background: white;
  color: var(--text-dark);
  border: 1px solid var(--gray-medium);
}

.terms-print-btn:hover {
  background: var(--gray-light);
  border-color: var(--text-light);
}

/* Main Content */
.terms-intro {
  margin-bottom: 50px;
}

.terms-acceptance {
  display: flex;
  gap: 20px;
  padding: 30px;
  background: linear-gradient(135deg, #e6f2ff, #d1e7ff);
  border-radius: 12px;
  margin-bottom: 25px;
  align-items: center;
}

.terms-acceptance i {
  font-size: 2.5rem;
  color: var(--primary-blue);
  flex-shrink: 0;
}

.terms-acceptance h3 {
  margin-top: 0;
  margin-bottom: 10px;
  color: var(--text-dark);
}

.terms-acceptance p {
  margin: 0;
  color: var(--text-dark);
  opacity: 0.9;
}

.terms-important {
  padding: 20px;
  background: #fff8e6;
  border-radius: 12px;
  border-left: 4px solid #ffc107;
}

.terms-important h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  margin-bottom: 10px;
  color: var(--text-dark);
}

.terms-important h4 i {
  color: #ffc107;
}

.terms-important p {
  margin: 0;
  color: var(--text-dark);
  opacity: 0.9;
}

/* Section Styling */
.terms-section {
  margin-bottom: 70px;
  scroll-margin-top: 20px;
}

.terms-section-header {
  display: flex;
  gap: 25px;
  margin-bottom: 35px;
  padding-bottom: 20px;
  border-bottom: 2px solid var(--light-blue);
  align-items: flex-start;
}

.terms-section-marker {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}

.terms-section-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary-blue);
  opacity: 0.3;
  line-height: 1;
}

.terms-section-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--light-blue), #d1e7ff);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

.terms-section-title-group {
  flex: 1;
}

.terms-section-title {
  font-size: 2rem;
  font-weight: 700;
  color: var(--text-dark);
  margin: 0 0 8px 0;
}

.terms-section-subtitle {
  color: var(--text-light);
  font-size: 1.1rem;
  margin: 0;
}

/* Clause Styling */
.terms-clause {
  margin-bottom: 40px;
}

.terms-clause h3 {
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 15px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-clause p {
  color: var(--text-dark);
  line-height: 1.7;
  margin-bottom: 20px;
}

/* Lists */
.terms-list {
  list-style: none;
  padding-left: 0;
  margin: 20px 0;
}

.terms-list li {
  padding: 10px 0 10px 30px;
  position: relative;
  color: var(--text-dark);
}

.terms-list li:before {
  content: "▸";
  color: var(--primary-blue);
  font-weight: bold;
  position: absolute;
  left: 12px;
}

/* Requirements */
.terms-requirements {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 15px;
  margin: 25px 0;
}

.terms-requirement {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 15px;
  background: var(--gray-light);
  border-radius: 8px;
  border-left: 3px solid var(--primary-blue);
}

.terms-requirement i {
  color: var(--primary-blue);
  font-size: 1.1rem;
}

.terms-requirement span {
  color: var(--text-dark);
  font-weight: 500;
}

/* Account Types */
.terms-account-types {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-account-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  text-align: center;
  transition: var(--transition);
}

.terms-account-card:hover {
  border-color: var(--primary-blue);
  transform: translateY(-5px);
  box-shadow: var(--shadow-sm);
}

.terms-account-icon {
  width: 60px;
  height: 60px;
  background: var(--light-blue);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

.terms-account-card h4 {
  margin: 0 0 10px 0;
  color: var(--text-dark);
}

.terms-account-card p {
  margin: 0;
  color: var(--text-light);
  font-size: 0.95rem;
}

/* Warnings & Notes */
.terms-warning {
  display: flex;
  gap: 15px;
  padding: 20px;
  background: #fff8e6;
  border-radius: 12px;
  margin: 25px 0;
  align-items: flex-start;
  border-left: 4px solid #ffc107;
}

.terms-warning i {
  color: #ffc107;
  font-size: 1.2rem;
  margin-top: 2px;
}

.terms-note {
  display: flex;
  gap: 15px;
  padding: 20px;
  background: var(--light-blue);
  border-radius: 12px;
  margin: 25px 0;
  align-items: flex-start;
  border-left: 4px solid var(--primary-blue);
}

.terms-note.critical {
  background: #ffebee;
  border-left-color: #f44336;
}

.terms-note.critical i {
  color: #f44336;
}

.terms-note i {
  color: var(--primary-blue);
  font-size: 1.2rem;
  margin-top: 2px;
}

/* Eligibility Grid */
.terms-eligibility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-eligibility-card {
  text-align: center;
  padding: 25px 15px;
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
}

.terms-eligibility-icon {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
  font-size: 1.8rem;
}

.terms-eligibility-icon.age {
  background: #e3f2fd;
  color: #1976d2;
}

.terms-eligibility-icon.residency {
  background: #e8f5e9;
  color: #388e3c;
}

.terms-eligibility-icon.capacity {
  background: #f3e5f5;
  color: #7b1fa2;
}

.terms-eligibility-icon.compliance {
  background: #fff3e0;
  color: #f57c00;
}

.terms-eligibility-card h4 {
  margin: 0 0 10px 0;
  color: var(--text-dark);
}

.terms-eligibility-card p {
  margin: 0;
  color: var(--text-light);
  font-size: 0.9rem;
}

/* Restrictions */
.terms-restrictions {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 30px;
  margin: 25px 0;
}

.terms-restriction-group h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  margin-bottom: 15px;
}

.terms-restriction-group h4 i {
  color: #f44336;
}

.terms-restriction-group p {
  margin-bottom: 15px;
}

.terms-country-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.terms-country-tag {
  padding: 6px 15px;
  background: #ffebee;
  color: #c62828;
  border-radius: 20px;
  font-size: 0.85rem;
  font-weight: 600;
}

.terms-country-tag.warning {
  background: #fff3e0;
  color: #ef6c00;
}

/* Security Grid */
.terms-security-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-security-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
}

.terms-security-icon {
  width: 60px;
  height: 60px;
  background: var(--light-blue);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 15px;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

.terms-security-card h4 {
  margin: 0 0 15px 0;
  color: var(--text-dark);
}

.terms-security-card ul {
  list-style: none;
  padding-left: 0;
  margin: 0;
}

.terms-security-card li {
  padding: 8px 0;
  color: var(--text-dark);
  border-bottom: 1px solid var(--gray-light);
}

.terms-security-card li:last-child {
  border-bottom: none;
}

/* MFA Info */
.terms-mfa-info {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-mfa-method {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-mfa-method:last-child {
  border-bottom: none;
}

.terms-mfa-method i {
  font-size: 2rem;
  color: var(--primary-blue);
}

.terms-mfa-method h4 {
  margin: 0 0 5px 0;
  color: var(--text-dark);
}

.terms-mfa-method p {
  margin: 0;
  color: var(--text-light);
  font-size: 0.95rem;
}

/* Liability Table */
.terms-liability-table {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-liability-header {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  background: var(--gray-light);
  font-weight: 600;
  color: var(--text-dark);
}

.terms-liability-header>div {
  padding: 20px;
  border-right: 1px solid var(--gray-medium);
}

.terms-liability-header>div:last-child {
  border-right: none;
}

.terms-liability-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-liability-row:last-child {
  border-bottom: none;
}

.terms-liability-row>div {
  padding: 20px;
  border-right: 1px solid var(--gray-medium);
  color: var(--text-dark);
}

.terms-liability-row>div:last-child {
  border-right: none;
}

/* Services Grid */
.terms-services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-service-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
  text-align: center;
  position: relative;
}

.terms-service-icon {
  width: 60px;
  height: 60px;
  background: var(--light-blue);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
  color: var(--primary-blue);
  font-size: 1.5rem;
}

.terms-service-card h4 {
  margin: 0 0 10px 0;
  color: var(--text-dark);
}

.terms-service-card p {
  margin: 0 0 15px 0;
  color: var(--text-light);
  font-size: 0.95rem;
}

.terms-service-tag {
  display: inline-block;
  padding: 4px 12px;
  background: var(--light-blue);
  color: var(--primary-blue);
  border-radius: 20px;
  font-size: 0.8rem;
  font-weight: 600;
}

/* Limitations */
.terms-limitations {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-limitation {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
}

.terms-limitation h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  margin-bottom: 15px;
}

.terms-limitation h4 i {
  color: #f44336;
}

.terms-limitation p {
  margin: 0;
  color: var(--text-dark);
}

/* Availability */
.terms-availability {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-availability-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-availability-item:last-child {
  border-bottom: none;
}

.terms-availability-label {
  display: flex;
  align-items: center;
  gap: 15px;
  color: var(--text-dark);
}

.terms-availability-label i {
  color: var(--primary-blue);
  font-size: 1.2rem;
}

.terms-availability-value {
  font-weight: 600;
  color: var(--text-dark);
}

/* AI Methods */
.terms-ai-methods {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-ai-method {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
}

.terms-ai-method h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  margin-bottom: 15px;
}

.terms-ai-method h4 i {
  color: var(--primary-blue);
}

.terms-ai-method p {
  margin: 0;
  color: var(--text-dark);
}

/* AI Limitations */
.terms-ai-limitations {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-ai-limitation {
  display: flex;
  gap: 20px;
  padding: 25px;
  border-bottom: 1px solid var(--gray-medium);
  align-items: flex-start;
}

.terms-ai-limitation:last-child {
  border-bottom: none;
}

.terms-ai-limitation-icon {
  width: 50px;
  height: 50px;
  background: #ffebee;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #f44336;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.terms-ai-limitation h4 {
  margin: 0 0 8px 0;
  color: var(--text-dark);
}

.terms-ai-limitation p {
  margin: 0;
  color: var(--text-light);
}

/* Fees Table */
.terms-fees-table {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-fee-header {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  background: var(--gray-light);
  font-weight: 600;
  color: var(--text-dark);
}

.terms-fee-header>div {
  padding: 20px;
  border-right: 1px solid var(--gray-medium);
}

.terms-fee-header>div:last-child {
  border-right: none;
}

.terms-fee-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  border-bottom: 1px solid var(--gray-medium);
}

.terms-fee-row:last-child {
  border-bottom: none;
}

.terms-fee-row>div {
  padding: 20px;
  border-right: 1px solid var(--gray-medium);
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.terms-fee-row>div:last-child {
  border-right: none;
}

.terms-fee-row strong {
  color: var(--text-dark);
  font-size: 1.1rem;
  margin-bottom: 5px;
}

.terms-fee-row span {
  color: var(--text-light);
  font-size: 0.9rem;
}

/* Additional Costs */
.terms-additional-costs {
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  overflow: hidden;
  margin: 25px 0;
}

.terms-cost-item {
  display: flex;
  gap: 20px;
  padding: 25px;
  border-bottom: 1px solid var(--gray-medium);
  align-items: flex-start;
}

.terms-cost-item:last-child {
  border-bottom: none;
}

.terms-cost-item i {
  font-size: 1.8rem;
  color: var(--primary-blue);
  margin-top: 5px;
}

.terms-cost-item h4 {
  margin: 0 0 8px 0;
  color: var(--text-dark);
}

.terms-cost-item p {
  margin: 0;
  color: var(--text-light);
}

/* Billing Info */
.terms-billing-info {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-billing-card {
  background: white;
  border: 1px solid var(--gray-medium);
  border-radius: 12px;
  padding: 25px;
}

.terms-billing-card h4 {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 0;
  margin-bottom: 15px;
}

.terms-billing-card h4 i {
  color: var(--primary-blue);
}

.terms-billing-card ul {
  list-style: none;
  padding-left: 0;
  margin: 0;
}

.terms-billing-card li {
  padding: 8px 0;
  color: var(--text-dark);
  border-bottom: 1px solid var(--gray-light);
}

.terms-billing-card li:last-child {
  border-bottom: none;
}

/* Fee Changes */
.terms-fee-changes {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
  margin: 25px 0;
}

.terms-change-notice {
  display: flex;
  gap: 15px;
  padding: 20px;
  background: var(--light-blue);
  border-radius: 12px;
  align-items: center;
}

.terms-change-notice i {
  font-size: 1.8rem;
  color: var(--primary-blue);
}

.terms-change-notice h4 {
  margin: 0 0 5px 0;
  color: var(--text-dark);
}

.terms-change-notice p {
  margin: 0;
  color: var(--text-light);
  font-size: 0.95rem;
}

/* Continue Section */
.terms-continue {
  text-align: center;
  padding: 40px;
  background: linear-gradient(135deg, #f8fafc, #e2e8f0);
  border-radius: 12px;
  margin: 50px 0;
}

.terms-continue p {
  margin-bottom: 25px;
  color: var(--text-dark);
  font-size: 1.1rem;
}

.terms-continue-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 32px;
  background: var(--primary-blue);
  color: white;
  text-decoration: none;
  border-radius: 8px;
  font-weight: 600;
  font-size: 1rem;
  transition: var(--transition);
}

.terms-continue-btn:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* Acceptance Footer */
.terms-acceptance-footer {
  margin-top: 60px;
  padding-top: 40px;
  border-top: 2px solid var(--gray-medium);
}

.terms-acceptance-box {
  display: flex;
  gap: 30px;
  padding: 40px;
  background: linear-gradient(135deg, #001a33, #003366);
  border-radius: 12px;
  color: white;
  align-items: center;
}

.terms-acceptance-icon {
  width: 80px;
  height: 80px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  flex-shrink: 0;
}

.terms-acceptance-content {
  flex: 1;
}

.terms-acceptance-content h3 {
  margin-top: 0;
  margin-bottom: 15px;
  color: white;
  font-size: 1.8rem;
}

.terms-acceptance-content p {
  margin-bottom: 25px;
  opacity: 0.9;
}

.terms-acceptance-actions {
  display: flex;
  gap: 15px;
}

.terms-accept-btn,
.terms-decline-btn {
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 10px;
  transition: var(--transition);
  border: none;
}

.terms-accept-btn {
  background: white;
  color: var(--primary-blue);
}

.terms-accept-btn:hover {
  background: #f0f0f0;
  transform: translateY(-2px);
  box-shadow: 0 5px 15px rgba(0, 0, 0, 0.2);
}

.terms-decline-btn {
  background: transparent;
  color: white;
  border: 2px solid rgba(255, 255, 255, 0.3);
}

.terms-decline-btn:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: white;
}

/* Responsive Design */
@media (max-width: 1200px) {
  .terms-wrapper {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .terms-nav-sticky {
    position: static;
  }
}

@media (max-width: 768px) {
  .terms-hero {
    padding: 100px 0 60px;
  }

  .terms-hero-title {
    font-size: 2.5rem;
  }

  .terms-hero-meta {
    flex-direction: column;
    align-items: center;
    gap: 15px;
  }

  .terms-section-title {
    font-size: 1.8rem;
  }

  .terms-section-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
  }

  .terms-section-marker {
    flex-direction: row;
    align-items: center;
    gap: 20px;
  }

  .terms-nav-header {
    position: relative;
  }

  .terms-nav-toggle {
    display: flex;
  }

  .terms-nav-menu {
    display: none;
  }

  .terms-nav-menu.active {
    display: flex;
  }

  .terms-acceptance {
    flex-direction: column;
    text-align: center;
  }

  .terms-acceptance-box {
    flex-direction: column;
    text-align: center;
  }

  .terms-acceptance-actions {
    flex-direction: column;
  }

  .terms-liability-header,
  .terms-liability-row,
  .terms-fee-header,
  .terms-fee-row {
    grid-template-columns: 1fr;
  }

  .terms-liability-header>div,
  .terms-liability-row>div,
  .terms-fee-header>div,
  .terms-fee-row>div {
    border-right: none;
    border-bottom: 1px solid var(--gray-medium);
  }

  .terms-liability-header>div:last-child,
  .terms-liability-row>div:last-child,
  .terms-fee-header>div:last-child,
  .terms-fee-row>div:last-child {
    border-bottom: none;
  }
}

@media (max-width: 576px) {
  .terms-hero-title {
    font-size: 2rem;
  }

  .terms-section-title {
    font-size: 1.6rem;
  }

  .terms-services-grid,
  .terms-eligibility-grid,
  .terms-security-grid,
  .terms-limitations,
  .terms-ai-methods,
  .terms-billing-info,
  .terms-fee-changes {
    grid-template-columns: 1fr;
  }

  .terms-account-types {
    grid-template-columns: 1fr;
  }

  .terms-restrictions {
    grid-template-columns: 1fr;
  }
}